/* ===========================================================
   LEITE NEGÓCIOS FINANCEIROS — design tokens
   Direction: "blueprint / dossiê técnico" — a financial structuring
   firm that tracks every operation like a surveyed, engineered file.
   =========================================================== */
:root{
  --ink: #0b1830;
  --ink-2: #142848;
  --ink-3: #1c3358;
  --brass: #b8923f;
  --brass-light: #d9b876;
  --brass-dim: #8a6c30;
  --paper: #ffffff;
  --mist: #f3f4f7;
  --mist-2: #ececf1;
  --line: #e2e4ea;
  --line-strong: #cfd2db;
  --line-dark: #344159;
  --line-dark-strong: #46587a;
  --ink-text: #131a2a;
  --ink-muted: #5b6472;
  --paper-text: #f3f5f9;
  --paper-muted: #c7cedb;
  --paper-dim: #aab4c2;
  --green: #4b7a51;
  --green-light: #8fd19e;
  --green-dim: #e9f1ea;
  --rust: #a6432e;
  --rust-dim: #f7ece9;

  --serif: "Source Serif 4", "Iowan Old Style", Georgia, serif;
  --sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --mono: "IBM Plex Mono", "SFMono-Regular", Menlo, monospace;

  --container: 1180px;
  --radius: 2px;
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *, *::before, *::after{ animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; scroll-behavior: auto !important; }
}

html, body{ overflow-x: hidden; }
body{
  margin:0;
  font-family: var(--sans);
  color: var(--ink-text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
  line-height: 1.55;
}

h1,h2,h3,h4{ font-family: var(--serif); font-weight: 600; margin:0; color: inherit; line-height: 1.12; letter-spacing: -0.01em; }
p{ margin:0; }
a{ color: inherit; text-decoration: none; }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family: inherit; cursor:pointer; }
img{ max-width:100%; display:block; }

.container{ max-width: var(--container); margin: 0 auto; padding: 0 32px; }
@media (max-width: 640px){ .container{ padding: 0 20px; } }

.eyebrow{
  font-family: var(--mono);
  font-size: 12.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brass);
  display:flex;
  align-items:center;
  gap:10px;
}
.eyebrow::before{
  content:"";
  width:18px; height:1px;
  background: var(--brass);
  display:inline-block;
}
.eyebrow.on-light{ color: var(--brass-dim); }
.eyebrow.eyebrow-centered{ justify-content:center; }
.eyebrow.eyebrow-centered::after{ content:""; width:18px; height:1px; background: var(--brass); display:inline-block; }

.section{ padding: 108px 0; }
@media (max-width: 780px){ .section{ padding: 72px 0; } }
.section.tight{ padding: 84px 0; }
.section.dark{ background: var(--ink); color: var(--paper-text); }
.section.mist{ background: var(--mist); }

.section-head{ max-width: 640px; margin-bottom: 56px; }
.section-head h2{ font-size: clamp(28px, 3.4vw, 40px); margin-top: 14px; }
.section-head p{ margin-top: 18px; color: var(--ink-muted); font-size: 16.5px; max-width: 560px; }
.section.dark .section-head p{ color: var(--paper-muted); }

/* #regioes, #credito-subsidiado, #ecossistema-imagem: bloco de introdução
   ocupa a tela ao ser acessado pelo menu, para que o clique não caia no
   meio de uma grade de cards. */
#regioes .section-head,
#credito-subsidiado .section-head,
#ecossistema-imagem .section-head{
  min-height: calc(100vh - 78px - 108px);
  display:flex; flex-direction:column; justify-content:center;
}
.section-head .instruction{
  margin-top:16px; font-family: var(--mono); font-size: 12.5px;
  letter-spacing:.04em; color: var(--brass-dim); text-transform:uppercase;
}

/* ---------- corner-bracket frame (signature motif) ---------- */
.frame{ position: relative; }
.frame::before, .frame::after,
.frame .bracket-tl, .frame .bracket-br{ content:""; }
.frame::before{
  position:absolute; top:-1px; left:-1px; width:16px; height:16px;
  border-top: 2px solid var(--brass); border-left: 2px solid var(--brass);
}
.frame::after{
  position:absolute; bottom:-1px; right:-1px; width:16px; height:16px;
  border-bottom: 2px solid var(--brass); border-right: 2px solid var(--brass);
}

/* ================= HEADER ================= */
.site-header{
  position: fixed; top:0; left:0; right:0; z-index: 500;
  background: rgba(11,24,48,0.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--line-dark);
  transition: background .3s ease, border-color .3s ease;
}
.site-header .container{ display:flex; align-items:center; justify-content:space-between; height:78px; }
.brand{ display:flex; align-items:center; gap:10px; }
.brand img{ height: 68px; width:auto; }
.main-nav{ display:flex; align-items:center; gap:34px; }
.main-nav a{
  font-size: 14px; font-weight: 500; color: var(--paper-text);
  position:relative; padding: 4px 0;
}
.main-nav a::after{
  content:""; position:absolute; left:0; right:100%; bottom:0; height:1px;
  background: var(--brass-light); transition: right .25s ease;
}
.main-nav a:hover::after{ right:0; }

.nav-dropdown{ position:relative; }
.nav-dropdown-trigger{ display:flex; align-items:center; gap:6px; }
.nav-dropdown-trigger::after{
  content:""; width:7px; height:7px; flex:none;
  border-right:1.5px solid currentColor; border-bottom:1.5px solid currentColor;
  transform: rotate(45deg) translateY(-2px); transition: transform .2s ease;
}
.nav-dropdown:hover .nav-dropdown-trigger::after,
.nav-dropdown:focus-within .nav-dropdown-trigger::after{ transform: rotate(225deg) translateY(1px); }
.nav-dropdown-menu{
  position:absolute; top:100%; left:50%; transform: translateX(-50%);
  padding-top:14px; width:max-content; min-width:230px;
  opacity:0; visibility:hidden; transition: opacity .18s ease, visibility .18s;
}
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu{ opacity:1; visibility:visible; }
.nav-dropdown-inner{
  background: var(--ink-2); border:1px solid var(--line-dark);
  box-shadow: 0 16px 32px rgba(0,0,0,0.35);
  display:flex; flex-direction:column; padding:6px;
}
.nav-dropdown-inner a{
  padding:11px 14px; font-size:13.5px; font-weight:500; color: var(--paper-muted);
  border-radius: 1px;
}
.nav-dropdown-inner a:hover, .nav-dropdown-inner a:focus-visible{ background: rgba(255,255,255,0.06); color:#fff; }
@media (max-width: 900px){
  .nav-dropdown-trigger::after{ display:none; }
  .nav-dropdown-menu{
    position:static; opacity:1; visibility:visible; padding-top:0; margin-top:10px;
    width:auto; min-width:0; transform:none;
  }
  .nav-dropdown-inner{ background:none; border:none; box-shadow:none; padding:0; gap:2px; }
  .nav-dropdown-inner a{ font-size:16px; color: var(--paper-muted); padding:6px 0 6px 4px; border-left:2px solid var(--line-dark); }
}

.header-cta{
  display:inline-flex; align-items:center; gap:8px;
  background: var(--brass); color: var(--ink) !important;
  font-size: 13.5px; font-weight: 600; padding: 11px 20px;
  border: 1px solid var(--brass);
}
.header-cta:hover{ background: var(--brass-light); }
.nav-toggle{ display:none; background:none; border:none; padding:8px; }
.nav-toggle span{ display:block; width:22px; height:2px; background: var(--paper-text); margin:5px 0; }

@media (max-width: 900px){
  .main-nav{ position: fixed; top: 78px; left:0; right:0; height: calc(100vh - 78px); background: var(--ink); flex-direction:column; align-items:flex-start;
    padding: 32px; gap: 22px; transform: translateX(100%); transition: transform .3s ease; overflow-y:auto; }
  .main-nav.open{ transform: translateX(0); }
  .main-nav a{ font-size: 20px; }
  .header-cta{ margin-top: 10px; }
  .nav-toggle{ display:block; }
}

/* ================= BUTTONS ================= */
.btn{
  display:inline-flex; align-items:center; gap:10px;
  font-family: var(--sans); font-weight: 600; font-size: 14.5px;
  padding: 15px 26px; border: 1px solid transparent; cursor:pointer;
  white-space: nowrap;
}
.btn-brass{ background: var(--brass); color: var(--ink); }
.btn-brass:hover{ background: var(--brass-light); }
.btn-brass:focus-visible{ outline-color: var(--ink); }
.btn-brass:active{ background: var(--brass-dim); }
.btn-outline-dark:active{ border-color: var(--brass-dim); color: var(--brass-dim); }
.btn-outline-light:active{ border-color: var(--ink-2); }
.btn[disabled], .btn[aria-disabled="true"]{ opacity:.55; cursor:not-allowed; pointer-events:none; }
.btn-outline-dark{ border-color: var(--line-dark-strong); color: var(--paper-text); }
.btn-outline-dark:hover{ border-color: var(--brass); color: var(--brass-light); }
.btn-outline-light{ border-color: var(--line-strong); color: var(--ink-text); }
.btn-outline-light:hover{ border-color: var(--ink); }
.btn-ghost{ padding: 0; font-weight:600; font-size:14.5px; color: var(--ink-2); border-bottom:1px solid var(--line-strong); border-radius:0; }
.btn-ghost:hover{ border-color: var(--ink); }
.btn svg{ width:16px; height:16px; flex:none; }

/* visible keyboard-focus ring, consistent across links/buttons on light and dark backgrounds */
a:focus-visible, button:focus-visible, summary:focus-visible, .hp-step:focus-visible{
  outline: 2px solid var(--brass); outline-offset: 2px;
}
.header-cta:focus-visible{ outline-color: var(--ink); outline-offset: 2px; }

/* ================= HERO ================= */
.hero{
  background: radial-gradient(1100px 620px at 82% -10%, rgba(184,146,63,0.16), transparent 60%), var(--ink);
  color: var(--paper-text);
  padding: 122px 0 64px;
  position: relative;
  overflow: hidden;
}
.hero::before{
  content:"";
  position:absolute; inset:0;
  background-image:
    linear-gradient(rgba(255,255,255,0.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.022) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: linear-gradient(180deg, transparent, black 20%, black 75%, transparent);
  pointer-events:none;
}
.hero-headline{ position:relative; max-width: 920px; margin-bottom: 24px; }
.hero-headline h1{ font-size: clamp(28px, 3.4vw, 44px); margin-top:22px; color:#fff; }
.hero-headline h1 em{ font-style: normal; color: var(--brass-light); }

.hero-grid{ position:relative; display:grid; grid-template-columns: 1.15fr 0.85fr; gap: 64px; align-items:start; }
@media (max-width: 980px){ .hero-grid{ grid-template-columns: 1fr; gap: 56px; } }
.hero-lede{ font-size: 16.5px; color: var(--paper-muted); margin-top: 16px; max-width: 560px; }
.hero-body{ font-size: 16.5px; color: var(--paper-muted); margin-top: 10px; max-width: 560px; }
.hero-tagline{
  margin-top: 28px; font-family: var(--serif); font-style: italic; font-size: 18px;
  color: var(--brass-light);
}
.hero-ctas{ display:flex; gap:16px; flex-wrap:wrap; margin-top: 38px; }
.hero .hero-ctas{ margin-top: 24px; }
.hero .hero-disclaimer{ margin-top: 12px; }

.hero-panel{
  background: linear-gradient(180deg, rgba(255,255,255,0.06), rgba(255,255,255,0.02));
  border: 1px solid var(--line-dark);
  padding: 26px 24px 22px;
  position: relative;
}
.hero-panel-head{ display:flex; justify-content:space-between; align-items:baseline; font-family: var(--mono); font-size:11.5px; letter-spacing:.08em; color: var(--paper-muted); text-transform:uppercase; }
.hero-panel-head b{ color: var(--brass-light); }
.hero-panel-steps{ margin-top:14px; display:flex; flex-direction:column; gap:0; }
.hp-step{ position:relative; display:flex; align-items:center; gap:14px; padding: 9px 0; border-top: 1px solid var(--line-dark); font-size: 13px; cursor: pointer; }
.hp-step:first-child{ border-top:none; }
.hp-step::before{
  content:""; position:absolute; left:0; right:100%; bottom:0; height:2px;
  background: var(--brass-light); transition: right .25s ease;
}
.hp-step:hover::before, .hp-step.tip-open::before{ right:0; }
.hp-tip{
  position:absolute; left:0; right:0; bottom: calc(100% + 10px);
  background: var(--paper); z-index:600;
  opacity:0; visibility:hidden; transform: translateY(6px);
  transition: opacity .18s ease, transform .18s ease, visibility .18s;
  pointer-events:none;
  box-shadow: 0 14px 30px rgba(0,0,0,0.4);
}
.hp-tip::after{ content:""; position:absolute; top:100%; left:24px; border:6px solid transparent; border-top-color: var(--paper); }
.hp-tip-head{ background: var(--brass); padding:12px 16px; }
.hp-tip-name{ display:block; font-family: var(--serif); font-weight:700; font-size:14.5px; color: var(--ink); }
.hp-tip-agency{ display:block; margin-top:2px; font-family: var(--mono); font-size:10px; letter-spacing:.04em; text-transform:uppercase; color: var(--ink); }
.hp-tip-body{ padding:14px 16px 16px; }
.hp-tip-audience{ display:block; font-weight:700; font-size:14px; color: var(--ink-text); }
.hp-tip-list{ margin-top:10px; display:flex; flex-direction:column; gap:7px; }
.hp-tip-list li{ position:relative; padding-left:14px; font-size:13px; color: var(--ink-muted); }
.hp-tip-list li::before{ content:""; position:absolute; left:0; top:6.5px; width:5px; height:5px; background: var(--brass); }
.hp-tip-more{ display:block; margin-top:12px; font-family: var(--mono); font-size:11px; letter-spacing:.04em; text-transform:uppercase; color: var(--brass-dim); }
.hp-tip-more:hover{ color: var(--ink); }
.hp-step.tip-open .hp-tip{ opacity:1; visibility:visible; transform:translateY(0); pointer-events:auto; }
.hp-dot{ width:9px; height:9px; flex:none; border: 1.5px solid var(--brass); }
.hp-step.done .hp-dot{ background: var(--brass); }
.hp-step.active .hp-dot{ background: transparent; box-shadow: 0 0 0 3px rgba(184,146,63,0.22); }
.hp-label{ flex:1; color: #fff; }
.hp-status{ font-family: var(--mono); font-size: 10.5px; color: var(--paper-muted); text-transform:uppercase; letter-spacing:.06em; flex:none; max-width: 40%; text-align:right; line-height:1.4; }
.hp-label{ min-width:0; }
.hp-step.done .hp-status{ color: var(--brass-light); }
.hero-panel-foot{
  margin-top: 12px; padding-top:12px; border-top:1px solid var(--line-dark);
  font-size:11.5px; color: var(--paper-dim); font-family: var(--mono);
  display:flex; justify-content:space-between; align-items:baseline; gap:12px; flex-wrap:wrap;
}
.hero-panel-foot a{ color: var(--brass-light); white-space:nowrap; }

.htr-stats{ display:flex; align-items:stretch; margin-top:14px; padding-top:14px; border-top:1px solid var(--line-dark); }
.htr-stat{ flex:1; min-width:0; padding-right:18px; }
.htr-stat b{ display:block; font-family: var(--serif); font-weight:600; font-size: 19px; color: var(--brass-light); white-space:nowrap; }
.htr-stat span{ display:block; margin-top:3px; font-family: var(--mono); font-size:9.5px; letter-spacing:.05em; text-transform:uppercase; color: var(--paper-muted); }
.htr-divider{ width:1px; background: var(--line-dark); flex:none; margin-right:18px; }

.hero-stats{ position:relative; display:flex; gap:38px; margin-top: 68px; flex-wrap:wrap; }
.hero-stats div b{ display:block; font-family: var(--serif); font-size: 30px; color:#fff; }
.hero-stats div span{ font-family: var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--paper-muted); }

/* ================= ENTRY DOORS ================= */
.doors{ display:grid; grid-template-columns: 1.25fr 1fr 1fr; gap: 24px; }
@media (max-width: 900px){ .doors{ grid-template-columns: 1fr; } }
.door{
  padding: 34px 30px; border: 1px solid var(--line); background: var(--paper);
  display:flex; flex-direction:column; gap:16px; position:relative;
  transition: border-color .2s ease, transform .2s ease;
}
.door:hover{ border-color: var(--brass); transform: translateY(-3px); }
.door-icon{ width:46px; height:46px; border:1px solid var(--line-strong); display:flex; align-items:center; justify-content:center; color:var(--ink-2); }
.door:hover .door-icon{ border-color: var(--brass); color: var(--brass-dim); }
.door-icon svg{ width:22px; height:22px; }
.door h3{ font-size: 21px; }
.door p{ color: var(--ink-muted); font-size: 14.5px; flex:1; }
.door-tag{ font-family: var(--mono); font-size:11.5px; letter-spacing:.1em; text-transform:uppercase; color: var(--brass-dim); }

/* ================= ECOSYSTEM GRID ================= */

/* ---------- featured products (destaques da apresentação) ---------- */
.featured-row{ display:grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
@media (max-width: 860px){ .featured-row{ grid-template-columns: 1fr; } }
.featured-card{
  position: relative; text-align:left; background: var(--ink); color: var(--paper-text);
  border:none; padding: 30px 26px 26px; display:flex; flex-direction:column; gap:16px;
  cursor:pointer;
}
.featured-card:hover{ background: var(--ink-2); }
.featured-tag{ font-family: var(--mono); font-size:11.5px; letter-spacing:.1em; text-transform:uppercase; color: var(--brass-light); }
.featured-icon{ width:44px; height:44px; border:1px solid var(--line-dark-strong); display:flex; align-items:center; justify-content:center; color: var(--brass-light); }
.featured-icon svg{ width:22px; height:22px; }
.featured-card h3{ font-size:19px; color:#fff; }
.featured-lede{ font-size:14px; color: var(--paper-muted); font-style:italic; }
.featured-more{ display:flex; align-items:center; gap:8px; font-family:var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--brass-light); margin-top:auto; }
.featured-more svg{ width:14px; height:14px; }

.product-grid{ display:block; }
.product-card{
  background: var(--paper); padding: 26px 20px; text-align:left; border:none;
  display:flex; flex-direction:column; gap:14px; min-height: 168px;
  position: relative; overflow:hidden;
}
.product-card:hover{ background: var(--ink); color: var(--paper-text); }
.product-card:hover .product-icon{ color: var(--brass-light); border-color: rgba(255,255,255,0.24); }
.product-card:hover .product-tip{ color: var(--paper-muted); }
.product-icon{ width:38px; height:38px; display:flex; align-items:center; justify-content:center; border:1px solid var(--line-strong); color: var(--ink-2); }
.product-icon svg{ width:19px; height:19px; }
.product-name{ font-family: var(--serif); font-weight:600; font-size:16.5px; }
.product-subtitle{ font-family: var(--mono); font-size:10.5px; letter-spacing:.05em; text-transform:uppercase; color: var(--ink-muted); margin-top:-8px; }
.product-card:hover .product-subtitle{ color: var(--paper-muted); }
.product-tip{ font-size: 13px; color: var(--ink-muted); }
.product-arrow{ position:absolute; top:22px; right:20px; width:16px; height:16px; opacity:0; transform: translate(-4px,4px); transition: all .2s ease; color: var(--brass-light); }
.product-card:hover .product-arrow{ opacity:1; transform:translate(0,0); }

/* ================= SPLIT / PERSONA SECTIONS ================= */
.persona{ display:grid; grid-template-columns: 0.9fr 1.1fr; gap:64px; align-items:center; }
@media (max-width: 860px){ .persona{ grid-template-columns: 1fr; gap:40px; } }
.persona-tag{ font-family: var(--mono); font-size:11.5px; letter-spacing:.12em; text-transform:uppercase; color: var(--brass-dim); }
.persona h2{ font-size: clamp(28px, 3.4vw, 40px); margin-top:14px; }
.persona .lede{ margin-top:18px; font-size:16.5px; color: var(--ink-muted); }
.persona .alt{ margin-top:16px; font-size:14.5px; font-style:italic; color: var(--ink-muted); border-left:2px solid var(--brass); padding-left:16px; }
.persona-ctas{ margin-top:28px; display:flex; gap:18px; flex-wrap:wrap; align-items:center; }

.persona-panel{
  border:1px solid var(--line); background: var(--mist); padding: 30px 26px;
}
.persona-panel ul{ display:flex; flex-direction:column; gap:0; }
.persona-panel li{ display:flex; gap:14px; padding:15px 0; border-top:1px solid var(--line); font-size:14px; color: var(--ink-2); align-items:flex-start; }
.persona-panel li:first-child{ border-top:none; }
.persona-panel li svg{ width:17px; height:17px; flex:none; margin-top:2px; color: var(--brass-dim); }

/* ================= PROCESS FLOW ================= */
.flow-legend{ display:flex; flex-wrap:wrap; gap:28px; margin-bottom:40px; padding-bottom:32px; border-bottom:1px solid var(--line); }
.legend-item{ display:flex; align-items:center; gap:9px; font-size:13.5px; color: var(--ink-2); }
.legend-dot{ width:11px; height:11px; border-radius:50%; flex:none; }
.dot-originador{ border:1.5px solid var(--ink-2); background:transparent; }
.dot-leite{ background: var(--brass); border:1.5px solid var(--brass); }
.dot-parceiro{ border:1.5px solid var(--ink-muted); background:transparent; }

/* ---------- flowchart boxes (desktop snake + mobile stack) ---------- */
.fd-box{
  background: var(--ink); border:1px solid var(--ink-3); color:#fff;
  padding: 16px 15px; display:flex; flex-direction:column; gap:9px;
  min-width:0; flex: 1 1 0;
}
.fd-num{ font-family: var(--mono); font-size:11.5px; color: var(--brass-light); }
.fd-role{ display:flex; align-items:center; gap:6px; font-family:var(--mono); font-size:9.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--paper-muted); }
.fd-role .legend-dot{ width:7px; height:7px; }
.fd-box p{ font-size:12.5px; line-height:1.42; color:#fff; margin:0; }

.fd-arrow-h{ flex:0 0 32px; display:flex; align-items:center; justify-content:center; color: var(--brass); align-self:center; }
.fd-arrow-h svg{ width:17px; height:17px; }

.fd-wrap-desktop .fd-row{ display:flex; align-items:stretch; }
.fd-connector{ display:flex; padding: 8px 0; }
.fd-connector.right{ justify-content:flex-end; }
.fd-connector .fd-arrow-v{ width: 32px; display:flex; justify-content:center; color: var(--brass); }
.fd-connector .fd-arrow-v svg{ width:19px; height:19px; }

.fd-branch-connector{ display:flex; padding: 6px 0 16px; }
.fd-branch-connector .fd-arrow-v{ width:32px; display:flex; justify-content:center; color: var(--brass); }
.fd-branch-connector .fd-arrow-v svg{ width:19px; height:19px; }

.fd-wrap-mobile{ display:flex; flex-direction:column; }
.fd-wrap-mobile .fd-box{ width:100%; }
.fd-arrow-v-wrap{ display:flex; justify-content:center; padding:6px 0; color: var(--brass); }
.fd-arrow-v-wrap svg{ width:19px; height:19px; }

@media (min-width: 861px){
  .fd-wrap-mobile{ display:none; }
  .fd-branch-connector{ justify-content:flex-start; }
}
@media (max-width: 860px){
  .fd-wrap-desktop{ display:none; }
  .fd-branch-connector{ justify-content:center; }
}

.flow-outcome{ display:grid; grid-template-columns: 1fr 1fr; gap:24px; }
@media (max-width: 700px){ .flow-outcome{ grid-template-columns: 1fr; } }
.outcome-card{ background: var(--paper); border:1px solid var(--line); padding: 30px 26px; }
.outcome-head{ display:flex; align-items:center; gap:14px; margin-bottom:18px; }
.outcome-icon{ width:38px; height:38px; flex:none; display:flex; align-items:center; justify-content:center; border:1px solid; }
.outcome-icon svg{ width:18px; height:18px; }
.outcome-approved .outcome-icon{ border-color: var(--green); color: var(--green); background: var(--green-dim); }
.outcome-declined .outcome-icon{ border-color: var(--rust); color: var(--rust); background: var(--rust-dim); }
.outcome-head h4{ font-size:18px; }
.outcome-card ol{ list-style:none; margin:0; padding:0; }
.outcome-card li{ display:flex; gap:12px; padding: 12px 0; border-top:1px solid var(--line); font-size:14px; color: var(--ink-2); align-items:flex-start; }
.outcome-card li:first-child{ border-top:none; padding-top:0; }
.oc-num{ font-family: var(--mono); font-size:11.5px; color: var(--ink-muted); flex:none; margin-top:1px; }

/* ================= GOVERNANCE (pipeline mock) ================= */
.gov{ display:grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items:center; }
@media (max-width: 860px){ .gov{ grid-template-columns: 1fr; gap:40px; } }
.gov-list{ display:flex; flex-direction:column; gap:0; }
.gov-item{ display:flex; gap:16px; padding: 20px 0; border-top:1px solid var(--line-dark); }
.gov-item:first-child{ border-top:none; }
.gov-icon{ width:36px; height:36px; flex:none; border:1px solid var(--line-dark-strong); display:flex; align-items:center; justify-content:center; color: var(--brass-light); }
.gov-icon svg{ width:18px; height:18px; }
.gov-item h4{ font-size:15.5px; color:#fff; }
.gov-item p{ font-size:14px; color: var(--paper-muted); margin-top:4px; }

.pipeline-card{ border:1px solid var(--line-dark-strong); background: rgba(255,255,255,0.04); padding:26px; }
.pipeline-head{ display:flex; justify-content:space-between; font-family: var(--mono); font-size:11.5px; letter-spacing:.08em; text-transform:uppercase; color: var(--brass-light); padding-bottom:16px; border-bottom:1px solid var(--line-dark); }
.pipeline-row{ display:flex; justify-content:space-between; align-items:center; padding: 16px 0; border-bottom:1px solid var(--line-dark); gap:12px; }
.pipeline-row:last-child{ border-bottom:none; }
.pipeline-row .pname{ font-size:14.5px; color:#fff; }
.pipeline-status{ font-family: var(--mono); font-size:11.5px; letter-spacing:.05em; text-transform:uppercase; padding:5px 10px; border:1px solid; white-space:nowrap; }
.pipeline-status.done{ color: var(--green-light); border-color: rgba(143,209,158,0.4); }
.pipeline-status.active{ color: var(--brass-light); border-color: rgba(216,184,118,0.5); }
.pipeline-status.wait{ color: var(--paper-muted); border-color: var(--line-dark-strong); }

/* ================= BENEFITS ================= */
.benefits{ display:grid; grid-template-columns: repeat(4, 1fr); gap:1px; background:var(--line); border:1px solid var(--line); }
@media (max-width: 860px){ .benefits{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .benefits{ grid-template-columns: 1fr; } }
.benefits.cols-3{ grid-template-columns: repeat(3, 1fr); }
@media (max-width: 860px){ .benefits.cols-3{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .benefits.cols-3{ grid-template-columns: 1fr; } }
.benefit{ background:var(--paper); padding:30px 26px; }
.benefit-icon{ width:40px; height:40px; border:1px solid var(--line-strong); display:flex; align-items:center; justify-content:center; color:var(--brass-dim); margin-bottom:20px; }
.benefit-icon svg{ width:20px; height:20px; }
.benefit h4{ font-size:17px; }
.benefit p{ font-size:14px; color:var(--ink-muted); margin-top:8px; }

/* ================= PARTNERS ================= */
.partners-strip{ border-top:1px solid var(--line); border-bottom:1px solid var(--line); padding: 40px 0; }
.partners-label{ font-family: var(--mono); font-size:11.5px; letter-spacing:.1em; text-transform:uppercase; color: var(--ink-muted); margin-bottom:22px; text-align:center; }
.partners-row{ display:flex; flex-wrap:wrap; justify-content:center; gap: 14px; }
.partner-badge{ font-family: var(--serif); font-weight:600; font-size:15px; letter-spacing:.02em; color: var(--ink-2); border:1px solid var(--line-strong); padding:10px 20px; }

/* ================= TEAM ================= */
.team-card{ display:grid; grid-template-columns: 220px 1fr; gap:44px; align-items:start; }
@media (max-width: 860px){ .team-card{ grid-template-columns: 1fr; } }
.team-mark{ width:100%; aspect-ratio: 1; border:1px solid var(--line); background: var(--paper); display:flex; align-items:center; justify-content:center; }
.team-mark span{ font-family: var(--serif); font-size:56px; color: var(--ink-2); }
.team-name{ font-size:24px; }
.team-role{ font-family: var(--mono); font-size:11.5px; letter-spacing:.08em; text-transform:uppercase; color: var(--brass-dim); margin-top:8px; }
.team-list{ margin-top:22px; display:flex; flex-direction:column; gap:12px; }
.team-list li{ display:flex; gap:12px; font-size:14px; color:var(--ink-2); align-items:flex-start; }
.team-list li svg{ width:15px; height:15px; margin-top:3px; flex:none; color:var(--brass-dim); }
.team-bio{ margin-top:14px; font-size:14px; color:var(--ink-muted); }
.team-bio + .team-bio{ margin-top:10px; }

.brand-quote{
  margin-top:24px; font-family: var(--serif); font-style: italic; font-size:18px;
  color: var(--brass-dim); border-left:2px solid var(--brass); padding-left:18px;
}

/* #quem-somos: texto e liderança lado a lado, para aproveitar a largura
   da tela e caber numa só visualização, sem a página rolar em excesso. */
#quem-somos{ padding: 52px 0; }
#quem-somos .section-head h2{ margin-top:12px; }
#quem-somos .section-head p{ margin-top:13px; line-height:1.52; }
#quem-somos .brand-quote{ margin-top:18px; }
.quem-somos-grid{ display:grid; grid-template-columns: 1.3fr 1fr; gap: 56px; align-items:start; }
@media (max-width: 900px){ .quem-somos-grid{ grid-template-columns: 1fr; gap: 40px; } }
.leader-panel{
  margin-top:38px;
  border:1px solid var(--line); background: var(--paper);
  padding: 32px 30px; position:relative;
}
@media (max-width: 900px){ .leader-panel{ margin-top:0; } }
.leader-panel .team-name{ font-size:21px; margin-top:14px; }
.leader-panel .team-role{ margin-top:6px; }
.leader-panel-bios{ margin-top:20px; padding-top:20px; border-top:1px solid var(--line); }
.leader-panel .team-bio{ line-height:1.52; }
.leader-panel .team-bio + .team-bio{ margin-top:14px; }

/* ================= CLOSING CTA ================= */
.closing{ text-align:left; max-width: 760px; }
.closing h2{ font-size: clamp(28px,3.6vw,42px); color:#fff; margin-top:18px; }
.closing p{ margin-top:20px; font-size:16.5px; color: var(--paper-muted); }
.closing-note{ margin-top:16px; font-size:14px; color: var(--paper-muted); font-style:italic; }
.closing .btn{ margin-top:34px; }

/* ================= CONTACT ================= */
.contact-grid{ display:grid; grid-template-columns: 1fr 1fr; gap: 64px; }
@media (max-width: 860px){ .contact-grid{ grid-template-columns: 1fr; gap:40px; } }
.contact-info h3{ font-size:22px; }
.contact-info p{ margin-top:14px; color: var(--ink-muted); font-size:15px; }
.contact-detail{ margin-top:28px; display:flex; flex-direction:column; gap:16px; }
.contact-detail div{ display:flex; gap:14px; align-items:flex-start; font-size:14px; }
.contact-detail svg{ width:18px; height:18px; flex:none; margin-top:2px; color:var(--brass-dim); }
.contact-subject{ margin-top:26px; padding:14px 16px; background: var(--mist); border:1px solid var(--line); font-size:14.5px; color: var(--ink-2); font-weight:500; }
.contact-subject-label{ font-family:var(--mono); text-transform:uppercase; letter-spacing:.06em; font-size:11.5px; color:var(--brass-dim); display:block; margin-bottom:4px; font-weight:400; }

.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
@media (max-width: 520px){ .form-row{ grid-template-columns:1fr; } }
.field{ margin-bottom:16px; }
.field label{ display:block; font-size:12.5px; font-family:var(--mono); letter-spacing:.05em; text-transform:uppercase; color: var(--ink-muted); margin-bottom:8px; }
.field input, .field select, .field textarea{
  width:100%; border:1px solid var(--line-strong); background:var(--paper); padding:13px 14px;
  font-family: var(--sans); font-size:14.5px; color:var(--ink-text);
}
.field input:focus, .field select:focus, .field textarea:focus{ outline:2px solid var(--brass); outline-offset:1px; border-color: var(--brass); }
.field textarea{ resize:vertical; min-height:110px; }
.form-note{ margin-top:14px; font-size:12.5px; color: var(--ink-muted); }
.field-error{ display:block; margin-top:6px; font-size:12.5px; color: var(--rust); min-height:1px; }
.field input[aria-invalid="true"], .field select[aria-invalid="true"], .field textarea[aria-invalid="true"]{ border-color: var(--rust); }
.field-consent{ margin-top:6px; }
.consent-label{ display:flex; align-items:flex-start; gap:10px; font-size:13px; color: var(--ink-muted); cursor:pointer; }
.consent-label input{ margin-top:3px; width:16px; height:16px; flex:none; accent-color: var(--brass); }
button[disabled]{ opacity:.6; cursor:not-allowed; }
.form-status{ display:none; margin-top:18px; padding:14px 16px; font-size:14px; line-height:1.5; }
.form-status.show{ display:block; }
.form-status-success{ background: var(--green-dim); border:1px solid var(--green); color: var(--green); }
.form-status-pending{ background: #f6efe0; border:1px solid var(--brass); color: var(--brass-dim); }
.form-status-error{ background: var(--rust-dim); border:1px solid var(--rust); color: var(--rust); }
.form-status-error a{ text-decoration: underline; }

/* ================= FOOTER ================= */
.site-footer{ background: var(--ink); color: var(--paper-muted); padding: 64px 0 32px; }
.footer-top{ display:grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap:40px; padding-bottom:44px; border-bottom:1px solid var(--line-dark); }
@media (max-width: 860px){ .footer-top{ grid-template-columns: 1fr 1fr; } }
.footer-brand img{ height:68px; display:block; margin-bottom:16px; }
.footer-brand p{ font-size:13.5px; max-width:280px; }
.footer-col h5{ font-family: var(--mono); font-size:11.5px; letter-spacing:.08em; text-transform:uppercase; color:#fff; margin-bottom:16px; }
.footer-col ul{ display:flex; flex-direction:column; gap:11px; }
.footer-col a{ font-size:14px; }
.footer-col a:hover{ color: var(--brass-light); }
.footer-bottom{ padding-top:26px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; font-size:12.5px; }

/* ================= PRODUCT DOSSIER (slide-over) ================= */
.dossier-overlay{
  position: fixed; inset:0; background: rgba(10,16,32,0.55); z-index:900;
  opacity:0; pointer-events:none; transition: opacity .25s ease;
}
.dossier-overlay.open{ opacity:1; pointer-events:auto; }
.dossier{
  position: fixed; top:0; right:0; bottom:0; width: min(480px, 100%);
  background: var(--paper); z-index: 901; box-shadow: -20px 0 60px rgba(0,0,0,0.25);
  transform: translateX(100%); transition: transform .32s cubic-bezier(.2,.8,.2,1);
  display:flex; flex-direction:column;
}
.dossier.open{ transform: translateX(0); }
.dossier-head{ display:flex; justify-content:space-between; align-items:center; padding: 22px 26px; border-bottom:1px solid var(--line); }
.dossier-head span{ font-family:var(--mono); font-size:11.5px; letter-spacing:.08em; text-transform:uppercase; color: var(--brass-dim); }
.dossier-close{ background:none; border:1px solid var(--line-strong); width:34px; height:34px; display:flex; align-items:center; justify-content:center; }
.dossier-close:hover{ border-color: var(--ink); }
.dossier-close svg{ width:16px; height:16px; }
.dossier-body{ padding: 30px 26px; overflow-y:auto; flex:1; }
.dossier-icon{ width:52px; height:52px; border:1px solid var(--line-strong); display:flex; align-items:center; justify-content:center; color: var(--brass-dim); margin-bottom:22px; }
.dossier-icon svg{ width:26px; height:26px; }
.dossier-body h3{ font-size:24px; margin-bottom:4px; }
.dossier-eyebrow{ font-family:var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color:var(--ink-muted); margin-bottom:10px; }
.dossier-lede{ font-family: var(--serif); font-size:19px; margin-top:16px; }
.dossier-desc{ margin-top:16px; font-size:14px; color: var(--ink-muted); }
.dossier-tip{ margin-top:20px; padding:14px 16px; background: var(--mist); border-left:2px solid var(--brass); font-size:13.5px; font-style:italic; color: var(--ink-2); }

.deck-block{ margin-top:30px; padding-top:26px; border-top:1px solid var(--line); }
.deck-eyebrow{ font-family:var(--mono); font-size:11.5px; letter-spacing:.09em; text-transform:uppercase; color: var(--brass-dim); display:flex; align-items:center; gap:8px; }
.deck-eyebrow::before{ content:""; width:14px; height:1px; background: var(--brass); display:inline-block; }
.deck-title{ font-family: var(--serif); font-weight:600; font-size:18px; margin-top:12px; }
.deck-body{ margin-top:12px; font-size:14px; color: var(--ink-muted); }
.deck-sublabel{ font-family:var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--ink-muted); margin-top:20px; margin-bottom:10px; }
.deck-maps{ display:grid; grid-template-columns: repeat(3, 1fr); gap:10px; }
.deck-map-card{ margin:0; border:1px solid var(--line); padding: 10px 8px 12px; display:flex; flex-direction:column; align-items:center; gap:8px; background: var(--mist); }
.deck-map-card img{ width:100%; height:auto; }
.deck-map-card figcaption{ font-family: var(--serif); font-weight:600; font-size:12.5px; color: var(--ink-2); text-align:center; }
.deck-paths{ display:grid; grid-template-columns:1fr 1fr; gap:12px; }
@media (max-width:420px){ .deck-paths{ grid-template-columns:1fr; } }
.deck-path{ border:1px solid var(--line); padding:14px; }
.deck-path b{ display:block; font-family:var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--brass-dim); margin-bottom:6px; }
.deck-path span{ font-size:14px; color: var(--ink-2); }
.deck-checklist{ display:flex; flex-direction:column; gap:0; }
.deck-checklist li{ display:flex; gap:10px; padding:10px 0; border-top:1px solid var(--line); font-size:14px; color: var(--ink-2); align-items:flex-start; }
.deck-checklist li:first-child{ border-top:none; }
.deck-checklist li svg{ width:14px; height:14px; flex:none; margin-top:3px; color: var(--brass-dim); }
.dossier-foot{ padding: 22px 26px; border-top:1px solid var(--line); }
.dossier-foot .btn{ width:100%; justify-content:center; }

/* ================= HERO EXTRAS ================= */
.hero-subcta{ display:inline-block; margin-top:14px; color: var(--brass-light); border-color: var(--line-dark-strong); }
.hero-subcta:hover{ border-color: var(--brass-light); }
.hero-disclaimer{ margin-top:20px; font-size:12.5px; color: var(--paper-muted); max-width:520px; }
.contact-info .hero-disclaimer{ color: var(--ink-muted); }

/* ================= CRÉDITO SUBSIDIADO — SERVICE LIST + CALLOUT ================= */
.process-mini{ display:flex; flex-wrap:wrap; gap:10px; margin-top:36px; }
.process-mini-item{
  font-size:13.5px; color: var(--ink-2); background: var(--paper);
  border:1px solid var(--line-strong); padding:10px 16px;
}
.callout-box{
  margin-top:32px; padding:20px 22px; background: var(--paper);
  border-left:3px solid var(--brass); font-size:14.5px; color: var(--ink-2); max-width:820px;
}
.callout-box b{ color: var(--ink-text); }

/* ================= REGIONS ================= */
.region-grid{ display:flex; flex-wrap:wrap; border-top:1px solid var(--line); border-left:1px solid var(--line); margin-top:16px; }
.region-card{ background: var(--paper); padding:30px 26px; flex:0 1 20%; min-width:0; border-right:1px solid var(--line); border-bottom:1px solid var(--line); }
@media (max-width: 1080px){ .region-card{ flex-basis: 33.3334%; } }
@media (max-width: 640px){ .region-card{ flex-basis: 50%; } }
@media (max-width: 560px){ .region-card{ flex-basis: 100%; } }
.region-tag{ font-family: var(--serif); font-weight:600; font-size:19px; color: var(--ink-text); display:block; }
.region-funds{ font-family: var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--brass-dim); margin-top:8px; }
.region-card ul{ margin-top:16px; display:flex; flex-direction:column; gap:9px; }
.region-card li{ font-size:14px; color: var(--ink-muted); padding-left:14px; position:relative; }
.region-card li::before{ content:""; position:absolute; left:0; top:7px; width:5px; height:5px; background: var(--brass); }
.region-note{ margin-top:18px; font-size:12.5px; color: var(--ink-muted); max-width:820px; }

/* ================= MINHA REGIÃO (consulta por CEP) ================= */
.region-intro{ padding: 148px 0 64px; }
@media (max-width: 780px){ .region-intro{ padding: 128px 0 48px; } }
.region-intro h1{ font-size: clamp(30px, 3.6vw, 42px); color: var(--ink-text); }
.region-intro .lede{ font-size:16.5px; color: var(--ink-muted); margin-top:16px; line-height:1.6; }

.region-intro-grid{ display:grid; grid-template-columns: 1.05fr 0.95fr; gap:56px; align-items:start; margin-top:20px; }
@media (max-width: 900px){ .region-intro-grid{ grid-template-columns: 1fr; gap:32px; } }

.cep-panel{
  max-width:520px;
  background: var(--paper); border:1px solid var(--line);
  padding: 32px 30px; position:relative;
}
@media (max-width: 900px){ .cep-panel{ max-width:640px; } }
.cep-panel label{
  display:block; font-family: var(--mono); font-size:12.5px; letter-spacing:.05em;
  text-transform:uppercase; color: var(--ink-muted); margin-bottom:10px;
}
.cep-form-row{ display:flex; gap:12px; flex-wrap:wrap; }
.cep-form-row input{
  flex:1 1 220px; min-width:0; border:1px solid var(--line-strong); background: var(--paper);
  padding:13px 14px; font-family: var(--sans); font-size:16px; color: var(--ink-text);
}
.cep-form-row input:focus{ outline:2px solid var(--brass); outline-offset:1px; border-color: var(--brass); }
.cep-form-row input[aria-invalid="true"]{ border-color: var(--rust); }
.cep-form-row .btn{ flex:none; }
.cep-panel .form-note{ margin-top:12px; }
.cep-status{ margin-top:16px; font-size:14px; line-height:1.5; min-height:1px; }
.cep-status.is-loading{ color: var(--ink-muted); }
.cep-status.is-error{ color: var(--rust); }
.cep-status.is-success{ color: var(--green); }

.region-result-head{ display:flex; align-items:baseline; justify-content:space-between; gap:16px; flex-wrap:wrap; }
.region-result-count{ font-family: var(--mono); font-size:11.5px; letter-spacing:.06em; text-transform:uppercase; color: var(--brass-dim); }

/* ================= FUND PRODUCTS (3 columns, por banco/fundo) ================= */
.fund-products{ display:grid; grid-template-columns: repeat(3, 1fr); gap:20px; margin-top:24px; }
@media (max-width: 860px){ .fund-products{ grid-template-columns: 1fr; } }
.fund-products-col{ border:1px solid var(--line); background: var(--paper); padding: 26px 24px; }
.fund-products-col h4{ font-family: var(--serif); font-weight:600; font-size:18px; }
.fund-products-col .region-funds{ margin-top:4px; }
.fund-products-col ul{ margin-top:14px; display:flex; flex-direction:column; gap:8px; }
.fund-products-col li{ font-size:13.5px; color: var(--ink-muted); padding-left:14px; position:relative; }
.fund-products-col li::before{ content:""; position:absolute; left:0; top:7px; width:5px; height:5px; background: var(--brass); }

/* ================= PRODUCT TIERS ================= */
.product-tier{ margin-top:44px; }
.product-tier:first-child{ margin-top:0; }
.product-tier-head{ margin-bottom:20px; max-width:640px; }
.product-tier-head h3{ font-size:19px; margin-top:8px; }
.product-tier-head p{ margin-top:10px; font-size:14px; color: var(--ink-muted); }
.product-tier-grid{ display:flex; flex-wrap:wrap; border-top:1px solid var(--line); border-left:1px solid var(--line); }
.product-tier-grid .product-card{ flex: 0 1 25%; min-width:0; border-right:1px solid var(--line); border-bottom:1px solid var(--line); }
@media (max-width: 980px){ .product-tier-grid .product-card{ flex-basis: 33.3334%; } }
@media (max-width: 680px){ .product-tier-grid .product-card{ flex-basis: 50%; } }
@media (max-width: 560px){ .product-tier-grid .product-card{ flex-basis: 100%; } }

/* ================= AUDIENCE (PARA QUEM É) ================= */
.audience-grid{ display:grid; grid-template-columns: repeat(2, 1fr); gap:24px; margin-top:8px; }
@media (max-width: 860px){ .audience-grid{ grid-template-columns: 1fr; } }
.audience-card{
  background: var(--paper); border:1px solid var(--line); padding:30px 26px;
  display:flex; flex-direction:column; gap:12px; position:relative;
}
.audience-card .door-icon{ margin-bottom:4px; }
.audience-card h3{ font-size:19px; margin-top:4px; }
.audience-headline{ font-family: var(--serif); font-weight:600; font-size:15.5px; color: var(--ink-text); }
.audience-card p:not(.audience-headline){ font-size:14px; color: var(--ink-muted); flex:1; }

/* ================= COMPARE (PARCEIRO / LEITE) ================= */
.compare-grid{ display:grid; grid-template-columns: 1fr 1fr; gap:24px; margin-top:16px; }
@media (max-width: 860px){ .compare-grid{ grid-template-columns: 1fr; } }
.compare-col{ border:1px solid var(--line); padding:30px 26px; background: var(--paper); }
.compare-col-brand{ background: var(--ink); border-color: var(--ink); color: var(--paper-text); }
.compare-head{ display:flex; align-items:center; gap:14px; padding-bottom:18px; border-bottom:1px solid var(--line); margin-bottom:18px; }
.compare-col-brand .compare-head{ border-bottom-color: var(--line-dark); }
.compare-icon{ width:38px; height:38px; flex:none; border:1px solid var(--line-strong); display:flex; align-items:center; justify-content:center; color: var(--brass-dim); }
.compare-col-brand .compare-icon{ border-color: var(--line-dark-strong); color: var(--brass-light); }
.compare-head h3{ font-size:19px; }
.compare-list{ display:flex; flex-direction:column; gap:0; }
.compare-list li{ padding:11px 0; border-top:1px solid var(--line); font-size:14px; color: var(--ink-2); padding-left:18px; position:relative; }
.compare-list li:first-child{ border-top:none; }
.compare-list li::before{ content:""; position:absolute; left:0; top:19px; width:6px; height:6px; background: var(--brass); }
.compare-col-brand .compare-list li{ border-top-color: var(--line-dark); color: var(--paper-text); }
.compare-footer{ margin-top:28px; font-family: var(--serif); font-style: normal; font-size:19px; color: var(--brass-dim); text-align:center; }

/* ================= PROCESS (5 STEPS + DETAIL) ================= */
.process-steps{ display:grid; grid-template-columns: repeat(5, 1fr); gap:1px; background: var(--line); border:1px solid var(--line); margin-top:8px; }
@media (max-width: 980px){ .process-steps{ grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 620px){ .process-steps{ grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .process-steps{ grid-template-columns: 1fr; } }
.process-steps.cols-4{ grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px){ .process-steps.cols-4{ grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px){ .process-steps.cols-4{ grid-template-columns: 1fr; } }
.process-step{ background: var(--paper); padding:26px 20px; }
.process-step-num{ font-family: var(--serif); font-weight:600; font-size:26px; color: var(--brass); display:block; }
.process-step h4{ font-size:15px; margin-top:12px; }
.process-step p{ font-size:13px; color: var(--ink-muted); margin-top:8px; }

.process-detail{ margin-top:40px; border:1px solid var(--line); background: var(--paper); }
.process-detail summary{
  cursor:pointer; padding:18px 22px; font-size:14.5px; font-weight:600; color: var(--ink-2);
  display:flex; align-items:center; justify-content:space-between; list-style:none;
}
.process-detail summary::-webkit-details-marker{ display:none; }
.process-detail summary::after{
  content:"+"; font-family: var(--mono); font-size:18px; color: var(--brass); flex:none; margin-left:12px;
}
.process-detail[open] summary::after{ content:"–"; }
.process-detail summary:focus-visible{ outline:2px solid var(--brass); outline-offset:-2px; }
.process-detail-body{ padding:0 22px 30px; }
.process-detail-intro{ color: var(--ink-muted); font-size:14px; margin-bottom:28px; max-width:720px; }

/* ================= FAQ ================= */
.faq-list{ display:flex; flex-direction:column; gap:1px; background: var(--line); border:1px solid var(--line); margin-top:8px; }
.faq-item{ background: var(--paper); }
.faq-item summary{
  cursor:pointer; padding:20px 24px; font-family: var(--serif); font-weight:600; font-size:16px; color: var(--ink-text);
  display:flex; align-items:center; justify-content:space-between; gap:16px; list-style:none;
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary::after{
  content:""; flex:none; width:11px; height:11px;
  border-right:1.5px solid var(--brass); border-bottom:1.5px solid var(--brass);
  transform: rotate(45deg); transition: transform .2s ease; margin-top:-4px;
}
.faq-item[open] summary::after{ transform: rotate(-135deg); margin-top:4px; }
.faq-item summary:focus-visible{ outline:2px solid var(--brass); outline-offset:-2px; }
.faq-answer{ padding:0 24px 22px; max-width:760px; }
.faq-answer p{ font-size:14px; color: var(--ink-muted); }

/* ================= INTERNAL PAGE HERO ================= */
.page-hero{
  background: radial-gradient(1100px 620px at 82% -10%, rgba(184,146,63,0.16), transparent 60%), var(--ink);
  color: var(--paper-text);
  padding: 123px 0 84px;
  position: relative; overflow:hidden;
}
.page-hero::before{
  content:""; position:absolute; inset:0;
  background-image: linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: linear-gradient(180deg, transparent, black 20%, black 75%, transparent);
  pointer-events:none;
}
.page-hero .container{ position:relative; max-width: 760px; }
.page-hero h1{ font-size: clamp(30px, 4vw, 46px); margin-top:18px; color:#fff; }
.page-hero .lede{ font-size:16.5px; color: var(--paper-muted); margin-top:20px; max-width:640px; }
.page-hero .hero-ctas{ margin-top:32px; }
.breadcrumb{ font-family: var(--mono); font-size:11.5px; color: var(--paper-muted); margin-bottom:6px; }
.breadcrumb a{ color: var(--brass-light); }

/* ================= REVEAL ANIMATION ================= */
.reveal{ opacity:0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in{ opacity:1; transform:translateY(0); }

/* ================= UTIL ================= */
.stagger > *{ transition-delay: calc(var(--i, 0) * 60ms); }
.center-head{ text-align:center; margin-left:auto; margin-right:auto; }
.mt-0{ margin-top:0 !important; }